A blissful rest on the Spanish coast after years of work is a dream of many foreigners.
Spain enjoys a great popularity.
Retiring and coming to Spain allows you to organise your time according to your wishes. If you have bought a property in Spain, you will certainly be able to organise your time well.
We offer a chance to go on different kinds of trips in Spain.
Find out more about it and phone us.
In a place as beautiful as Costa Blanca there are plenty of places that you can visit- Spanish restaurants, golf courses, historic sights and, of course, beautiful beaches.
Over 90% of Spanish immigrants at the age of 55 or more are residents of six seaside towns.
Torrevieja is one of the most popular towns, where the number of retirees is over 20,000 (source: INE from 2013).
It will not be a surprise if we say they are attracted by the climate.
Apart from the climate, another factor that influences the retirees is the healthy, laid back lifestyle that you can enjoy in seaside towns.
The unique microclimate and therapeutic mud baths in the nearby town of Lo Pagan are extremely beneficial to your health and beauty. They have a therapeutic effect in case of rheumatism, arthritis and rehabilitation after bone fractures.
The Mediterranean climate is distinguished by mild and rainy winters and hot and dry summers.
The average temperature is about 180C. The favourable climate makes this region an ideal place to live all year round, especially as the winter here is almost imperceptible and the spring-summer atmosphere can be enjoyed on most days of the year.
The time in Spain moves slower, everything works differently, without stress, the people smile at the sun. Yes...The sunny weather affects our mood or character.
The quality and the extent of health care have a great impact on your comfort.
It is not a problem here because Spain has signed bilateral healthcare agreements and, to access the public health system in Spain, you need to apply for a European Health Insurance Card in your country.
The quality of health care in Spain is quite good. There are both public and private hospitals.
The important factor here is the pension system in Poland. If you are entitled to pension from the Insurance Contribution Office (ZUS), you can collect your pension in any of the countries of the European Union.
In order to have your pension transferred, you must apply to the social security institution in your country. It can be done both by a retiree willing to move abroad or by a retiree who already lives abroad and becomes entitled to get a pension while living there. In the application you must state the symbol and the number of the Polish pension, give the current personal and address information and indicate the bank abroad and the number of the account to which the pension will be transferred.
If you want to live permanently in Spain, you should know that the costs of living, including food, are relatively much lower than in Poland.
Menu del dia- The menu of the day costs from 7 to 10 euros.
It includes a soup or salad, main course, dessert and coffee and a drink (wine, water, beer or soft drink).
A litre of milk costs 0.60 euro
Find out more reading the article about costs of living in Spain.
Since 1st January 2013 the retirement system predicts different terms of gaining entitlement to a retirement pension depending on the age of the person applying for the pension and on the contributions made during the time of work. Above all, you must reach the required age which is:
It is always a requirement if the person applying for the pension is not affiliated with social security or is in a situation equivalent to non-membership.
The table below presents the required retirement age and the contribution period in the years 2013- 2027 and refers to the information mentioned in the paragraphs above:
| Year | Contribution period | Retirement age |
|---|---|---|
| 2013 |
35 years 3 months or more | 65 |
| Less than 35 years 3 months | 65y1month | |
| 2014 |
35 years 6 months or more | 65 |
| Less than 35 years 6 months | 65y2months | |
| 2015 |
35 years 9 months or more | 65 |
| Less than 35 years 9 months | 65y3months | |
| 2016 |
36 years or more | 65 |
| Less than 36 years | 65y4months | |
| 2017 |
36 years and 3 months or more | 65 |
| Less than 36 years and 3 months | 65y5months | |
| 2018 |
36 years and 6 months or more | 65 |
| Less than 36 years and 6 months | 65y6months | |
| 2019 |
36 years and 9 months or more | 65 |
| Less than 36 years 9 months | 65y8months | |
| 2020 |
37 years or more | 65 |
| Less than 37 years | 65y10months | |
| 2021 |
37 years and 3 months or more | 65 |
| Less than 37 years and 3 months | 66 | |
| 2022 |
37 years and 6 months or more | 65 |
| Less than 37 years and 3 months | 66y2months | |
| 2023 |
37 years and 9 months or more | 65 |
| Less than 37 years and 9 months | 66y4months | |
| 2024 |
38 years or more | 65 |
| Less than 38 years | 66y6months | |
| 2025 |
38 years and 3 months or more | 65 |
| Less than 38 years and 3 months | 66y8months | |
| 2026 |
38 years and 3 months or more | 65 |
| Less than 38 years and 3 months | 66y10months | |
| od 2027 |
38 years and 6 months or more | 65 |
| Less than 38 years and 6 months | 67 |
The age of 65 will still be applied to the people who are mentioned in the act that was in force before 1st January 2013, according to the final agreements of the Act 27/2011 from 1st August.
Reducing the minimal retirement age or early retirement are only possible for the workers affiliated with the social security or in a situation equivalent to affiliation, but only in special cases:
On no account using the reduction coefficient on the usual retirement age will cause that an individual could gain the entitlement to the retirement pension at the age lower than 52. This limitation does not apply to coal miners and seamen, who are mentioned in the special scheme that has been in force since 1st January 2008, which by law recognizes the reduction coefficient for the retirement age.
